As an author, financial advisor, and retirement income planner, I’ve spent two decades providing personalized financial guidance to business professionals, corporate executives, and medical specialists, utilizing a comprehensive planning process to identify each client’s unique goals.

In The One-Number Budget, I’m not going to tell you to give up your Starbucks habit or try to shame you into saving money by criticizing your credit and spending habits. I’m not your parent, and I have no interest in telling you how to live your life or spend your money. That’s up to you. 

So what does this book do? It treats you like you’re one of my clients and gives you a real roadmap to plan for the future—not just for the next month or year, but for the next thirty to sixty years. It provides an easy-to-use tool to help you stay on track day to day, week to week, and month to month. It simplifies the budgeting process to put savings first and explain lifetime cash flow in a way that will change how you think about your income forever.

Registered Representative & Investment Advisor of Park Avenue Securites, Financial Representative of Guardian. CA Insurance License Number - 0G79065.